16634 Hightop Way NW Cass Lake, MN 56633

$889,500
Active
estimated monthly payment
3 Beds  |  3 Baths  |  2,952 Sq Ft  |  Single Family  |  MLS # 7041248
  • Tom's Harbor the community where you will enjoy easy living and the protected boat harbor and slips
    Tom's Harbor the community where you will enjoy easy living and the protected boat harbor and slips
  • Large entry with storage.jpg
    Large entry with storage.jpg
  • Large Entryway with a 1/2 bath just off the attached garage.
    Large Entryway with a 1/2 bath just off the attached garage.
  • The living room has lots of space for relaxing
    The living room has lots of space for relaxing
  • Lots of natural light floods the open concept layout
    Lots of natural light floods the open concept layout
  • The sun room is a beautiful finished living space just off of the living room. The garage door is great for bringing large items in and also for enjoying the weather!
    The sun room is a beautiful finished living space just off of the living room. The garage door is great for bringing large items in and also for enjoying the weather!
  • Sun Room just off the living room
    Sun Room just off the living room
  • hot tub looking outside.jpg
    hot tub looking outside.jpg
  • PANA7417_18_19_20_21_22_23Taylor_Interior.jpg
    PANA7417_18_19_20_21_22_23Taylor_Interior.jpg
  • When weather keeps you inside, this living room is the perfect place to relax.
    When weather keeps you inside, this living room is the perfect place to relax.
  • Open main floor floor plan
    Open main floor floor plan
  • Cambria countertops, stainless appliance package
    Cambria countertops, stainless appliance package
  • Double wall oven  and a stainless appliance package complete the chefs kitchen
    Double wall oven and a stainless appliance package complete the chefs kitchen
  • center island.jpg
    center island.jpg
  • A Butler's pantry- complete with a sink, lots of storage and a wine cooler is the chef's kiss
    A Butler's pantry- complete with a sink, lots of storage and a wine cooler is the chef's kiss
  • Custom built cabinetry with convenient drawer storage
    Custom built cabinetry with convenient drawer storage
  • Large custom center island with Cambria counter tops
    Large custom center island with Cambria counter tops
  • Just off of the kitchen is the Butler's pantry, cleverly hidden with a pocket door
    Just off of the kitchen is the Butler's pantry, cleverly hidden with a pocket door
  • Dining Room adjoins the spacious kitchen
    Dining Room adjoins the spacious kitchen
  • Gas cooktop with bonus side griddle, makes preparing meals easier! Cambria countertops and tiled backsplash tie the kitchen finishes together.
    Gas cooktop with bonus side griddle, makes preparing meals easier! Cambria countertops and tiled backsplash tie the kitchen finishes together.
  • Open, Bright and spacious!
    Open, Bright and spacious!
  • Just off of the kitchen is the pantry
    Just off of the kitchen is the pantry
  • Center Island is  great for extra seating.
    Center Island is great for extra seating.
  • kitchen.jpg
    kitchen.jpg
  • Living room with fireplace.jpg
    Living room with fireplace.jpg
  • PANA7606_07_08_09_10_11_12Interior01.jpg
    PANA7606_07_08_09_10_11_12Interior01.jpg
  • PANA7697_698_699_700_701_702_703Interior01.jpg
    PANA7697_698_699_700_701_702_703Interior01.jpg
  • You will appreciate the extra storage spaces throughout
    You will appreciate the extra storage spaces throughout
  • laundry sink.JPG
    laundry sink.JPG
  • The laundry room is on the same floor as all 3 bedrooms.
    The laundry room is on the same floor as all 3 bedrooms.
  • Laundry with additional storage and sink.
    Laundry with additional storage and sink.
  • This Hallway located within the primary suite leads to the spa like bathroom
    This Hallway located within the primary suite leads to the spa like bathroom
  • Primary En Suite
    Primary En Suite
  • The large primary suite is a private oasis with 2 large walk in closets.
    The large primary suite is a private oasis with 2 large walk in closets.
  • one of two walk in closets.
    one of two walk in closets.
  • Two walk in Closets.
    Two walk in Closets.
  • Large Primary suite with walk in closets and private bathroom
    Large Primary suite with walk in closets and private bathroom
  • Sitting area within the primary suite
    Sitting area within the primary suite
  • Spacious primary suite is a space for relaxation after a day on the water.
    Spacious primary suite is a space for relaxation after a day on the water.
  • main bedroom sitting.jpg
    main bedroom sitting.jpg
  • Storage within closet
    Storage within closet
  • The windows allow panoramic views of Cass Lake
    The windows allow panoramic views of Cass Lake
  • Primary Bathroom
    Primary Bathroom
  • Custom built large tiled walk in shower in the primary suite
    Custom built large tiled walk in shower in the primary suite
  • {Primary bath.JPG
    {Primary bath.JPG
  • Custom built cabinetry with dual vanities
    Custom built cabinetry with dual vanities
  • primary bath.jpg
    primary bath.jpg
  • Large tiled walk in shower.
    Large tiled walk in shower.
  • Soaker tub
    Soaker tub
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  50
  • Dual Vanity walk through bath.jpg
    Dual Vanity walk through bath.jpg
  • Bathroom #2 is situated between bedroom #2 and Bedroom #3. This is a walk through 3/4 bathroom also with dual sink vanity
    Bathroom #2 is situated between bedroom #2 and Bedroom #3. This is a walk through 3/4 bathroom also with dual sink vanity
  • WAlk through to bedroom #2.jpg
    WAlk through to bedroom #2.jpg
  • Private shower area in guest bath.jpg
    Private shower area in guest bath.jpg
  • Bedroom #3
    Bedroom #3
  • BEdroom from door view.JPG
    BEdroom from door view.JPG
  • Bed 3.JPG
    Bed 3.JPG
  • Bedroom #3.JPG
    Bedroom #3.JPG
  • walk through bath.JPG
    walk through bath.JPG
  • Dual bathroom.JPG
    Dual bathroom.JPG
  • PANA8040_1_2_3_4_5_6Interior01.jpg
    PANA8040_1_2_3_4_5_6Interior01.jpg
  • Bedroom #2.JPG
    Bedroom #2.JPG
  • PANA7977_78_79_80_81_82_83Interior01.jpg
    PANA7977_78_79_80_81_82_83Interior01.jpg
  • PANA7984_85_86_87_88_89_90Interior01.jpg
    PANA7984_85_86_87_88_89_90Interior01.jpg
  • office bed 2.JPG
    office bed 2.JPG
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  66
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  67
  • Floor plan of the main level
    Floor plan of the main level
  • Boat slips #12 and 13.jpg
    Boat slips #12 and 13.jpg
  • Garage interior
    Garage interior
  • Lodge
    Lodge
  • Lodge with bar
    Lodge with bar
  • Located in the lodge
    Located in the lodge
  • Yes, golf carts are permitted!
    Yes, golf carts are permitted!
  • Lakeshore
    Lakeshore
  • Pool covered
    Pool covered
  • Photo of the Harbor
    Photo of the Harbor
  • Lodge
    Lodge
  • Room for events in the lodge
    Room for events in the lodge
  • Walkway around boat slips
    Walkway around boat slips
  • Fish cleaning house
    Fish cleaning house
  • Harbor
    Harbor
  • Fish cleaning house
    Fish cleaning house
  • DSCN2674.JPG
    DSCN2674.JPG
  • DSCN2671.JPG
    DSCN2671.JPG
  • DSCN2643.JPG
    DSCN2643.JPG
  • IMG_6075.JPG
    IMG_6075.JPG
  • IMG_0969.JPG
    IMG_0969.JPG
  • 20211003_184023.jpg
    20211003_184023.jpg
  • 20210925_091355.jpg
    20210925_091355.jpg
  • IMG_0835.JPG
    IMG_0835.JPG
  • 16634 Hightop.jpg
    16634 Hightop.jpg
  • 16634 Hightop Cass Lake.jpg
    16634 Hightop Cass Lake.jpg
  • 16634 Hightop Lake View.jpg
    16634 Hightop Lake View.jpg
  • 16634 Hightop Toms Harbor.jpg
    16634 Hightop Toms Harbor.jpg
  • 16634 Hightop 2 Boat slips.jpg
    16634 Hightop 2 Boat slips.jpg
  • 16634 Hightop pool.jpg
    16634 Hightop pool.jpg
  • 16634 Hightop pool life.jpg
    16634 Hightop pool life.jpg
  • 16634 Hightop at the pool.jpg
    16634 Hightop at the pool.jpg
  • 16634 Hightop relax you are here.jpg
    16634 Hightop relax you are here.jpg
  • 16634 Hightop journey.jpg
    16634 Hightop journey.jpg
  • 16634 Hightop front door.jpg
    16634 Hightop front door.jpg
  • 16634 Hightop 2 lots.jpg
    16634 Hightop 2 lots.jpg
  • 16634 Hightop Welcome.jpg
    16634 Hightop Welcome.jpg
  • 16634 Hightop overview.jpg
    16634 Hightop overview.jpg
  • 16634 Hightop view from lake.jpg
    16634 Hightop view from lake.jpg
  • 16634 Hightop tree cover.jpg
    16634 Hightop tree cover.jpg
  • 16634 Hightop mature trees.jpg
    16634 Hightop mature trees.jpg
  • 16634 Hightop back patio.jpg
    16634 Hightop back patio.jpg
  • 16634 Hightop patio.jpg
    16634 Hightop patio.jpg
  • 16634 Hightop door to indorr hottub.jpg
    16634 Hightop door to indorr hottub.jpg
  • 16634 Hightop back yard.jpg
    16634 Hightop back yard.jpg
  • 16634 Hightop yard.jpg
    16634 Hightop yard.jpg
  • 16634 Hightop side walk.jpg
    16634 Hightop side walk.jpg
  • 16634 Hightop door and garage.jpg
    16634 Hightop door and garage.jpg
  • 16634 Hightop front view.jpg
    16634 Hightop front view.jpg
  • 16634 Hightop concrete slab.jpg
    16634 Hightop concrete slab.jpg
  • 16634 Hightop view from above.jpg
    16634 Hightop view from above.jpg
  • 16634 Hightop Toms Harbor aerial.jpg
    16634 Hightop Toms Harbor aerial.jpg
  • 16634 Hightop view of lake behind.jpg
    16634 Hightop view of lake behind.jpg
  • 16634 Hightop overview of Pool.jpg
    16634 Hightop overview of Pool.jpg
  • 16634 Hightop area view of Tom's Harbor.jpg
    16634 Hightop area view of Tom's Harbor.jpg
  • 16634 Hightop Harbor.jpg
    16634 Hightop Harbor.jpg
  • 16634 Hightop Community Gathering Lodge.jpg
    16634 Hightop Community Gathering Lodge.jpg
  • 16634 Hightop off the the Cass Lake Chain.jpg
    16634 Hightop off the the Cass Lake Chain.jpg
  • 16634 Hightop view of Cass Lake.jpg
    16634 Hightop view of Cass Lake.jpg
  • 16634 Hightop aerial view of Cass Lake.jpg
    16634 Hightop aerial view of Cass Lake.jpg
  • aerial.jpg
    aerial.jpg
  • Toms Harbor.jpg
    Toms Harbor.jpg
  • 16634 Hightop road coming in.jpg
    16634 Hightop road coming in.jpg
  • 16634 Hightop waterfront.jpg
    16634 Hightop waterfront.jpg
  • 16634 Hightop between the trees.jpg
    16634 Hightop between the trees.jpg
  • 16634 Hightop corner view.jpg
    16634 Hightop corner view.jpg
  • 16634 Hightop corner close up.jpg
    16634 Hightop corner close up.jpg
  • 16634 Hightop Toms Harbor 2 lots.jpg
    16634 Hightop Toms Harbor 2 lots.jpg
  • 16634 Hightop top view.jpg
    16634 Hightop top view.jpg
  • 16634 Hightop breathtaking views.jpg
    16634 Hightop breathtaking views.jpg

About The Listing

Welcome to elevated lake living in the premier development of Tom’s Harbor on the highly sought-after Cass Lake Chain of Lakes.

This new (in summer of 2024) upscale home offers 3 bedrooms and 3 bathrooms with a thoughtfully designed custom layout and high-end finishes throughout. From the moment you step inside, you’ll appreciate the spacious entryway with access to a convenient half bath and the attached garage. The attached garage offers ample space for vehicles and all your lake toys. Custom wrought iron railings by Cass Lake Metal add a one-of-a-kind, handcrafted touch. This home was skillfully built by Zetah Construction.

The open-concept main level is designed for both comfort and entertaining, featuring a cozy living room with a fireplace and a stunning kitchen complete with Cambria countertops, custom cabinetry, double wall oven, a large center island, and a butler’s pantry with a wine cooler to keep everything neatly tucked away. The dining area overlooks the lake, offering beautiful views.

Just off the living room, the sun porch is a standout feature—currently set up with a large hot tub and complete with a garage door to easily bring the outdoors in. This allows views of the back yard patio that is protected by a canopy of mature trees and wetland.

Upstairs, you’ll find three spacious bedrooms, including a walk-through bathroom connecting bedrooms two and three with dual vanity, along with a conveniently located laundry room. The massive primary suite is a true retreat, featuring two large walk-in closets, a private sitting area, and a spa-like bathroom with a soaking tub, tiled walk-in shower, dual vanity, and custom cabinetry.

As a member of the Tom’s Harbor community, enjoy exceptional amenities including a heated in ground pool, community room and kitchen facility, fish cleaning house, walking trails, beach, and approximately 50+ acres of shared green space. This property also includes a second lot which can be built on- and two boat slips in the protected harbor—an incredible bonus for lake enthusiasts. This lake chain features 8 interconnected lakes and over 25,000 acres of water to explore, fish, and enjoy year-round. Spend your days boating to Star Island, relaxing at sandbars, or cruising to local restaurants. To savor every sweet moment of your days and to make this property even better, lawn care and snow removal are included, allowing you to move right in and enjoy the up north Minnesota lake life without the hassle of exterior maintenance and chores.

This is a rare opportunity to own a brand-new stick built home with luxury finishes, resort-style amenities, and access to one of northern Minnesota’s premier lake chains.


Listing courtesy of Jill Larson, Headwaters Realty Services LLC
Purchase Price
Loan Type
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Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2024
MLS #: 7041248
Bedrooms: 3
Square Feet: 2,952
Bathrooms (Full): 1
Price Per Square Foot: $301
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Attached Garage
Sewer Description: Private Sewer, Septic System Compliant - Yes, Shared Septic
Air Conditioning Type: Central Air
Water: Shared System, Well
Heat Type: Forced Air
Basement: None
Foundation Type: Slab
Construction Description: Frame
Roof Description: Age 8 Years or Less, Architectural Shingle, Asphalt
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 06/11/2026
List Date: 03/23/2026
Listing Agent ID: 497500673
Listing Office: Headwaters Realty Services LLC
Listing Office ID: 48659
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Wine Cooler
Fireplace Features: Electric
Laundry Features: In Unit, Upper Level
Number of Fireplaces: 1
Exterior Features: Other
Lot Dimensions: 110x88
Lot Size: 0.22 Acres
Pool Description: Below Ground, Heated, Outdoor, Shared
Lot Features: Cleared
View Description: Bay
Waterfront: Lake View
School District: Cass Lake-Bena Schools
Tax Year: 2025
HOA: Toms Harbor Owners Association
Estimated Taxes: $3,910
HOA Fee: 4300.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Beach Access, Controlled Access, Dock, Lawn Care, Recreation Facility, Sanitation, Sewer, Shared Amenities, Snow Removal, Water
HOA Requirment: 1
City: Cass Lake
Zip: 56633
County: Cass
Subdivision: Toms Harbor
State: MN

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Listing last updated: 06/11/26

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